Short answer: Grocery stores that cash checks at some or all locations include Walmart, Ralphs, Kroger, H-E-B, Albertsons, and Publix. You’ll typically need to pay a fee to cash a check at the grocery store.
There are more than 2,200 Albertsons stores across the United States. The types of checks you can cash at Albertsons varies by location. You can cash personal checks, government checks, and payroll checks in most areas.
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Albertsons check cashing service has a $1,000 limit. Many stores are open from 6 a.m. to 11 p.m. too, so you can cash a check when you need to.
2. Baker’s
- Fee: Starts at $3
Baker’s is a supermarket chain operating primarily in the metro area of Omaha, Nebraska. It’s a subsidiary of Kroger.
You can find a Money Services center where you can cash checks at some of Kroger’s subsidiaries.
At Money Services, you can cash the following types of checks:
- Payroll checks
- Government checks
- Income tax refund checks
- Insurance settlement checks
- Business checks
- Child support checks
Money Services does not accept personal checks, starter checks, or third-party checks.
Here are the fees for cashing a check:
- Fees start at $3 with a Shopper’s Card for checks up to $2,000.
- Fees, with a Shopper’s Card, for checks between $2,000.01 and $5,000 start at $5.50.
The Money Services website actually has a section where you can enter the value of your check and it will show you how much you can expect to pay. When I did this, I found that the fee was $4 with a Shopper’s card for checks worth up to $2,000, and $4.50 without a card for checks worth up to $2,000. For checks worth between $2,000.01 and $5,000, the fee was $7 with a Shopper’s card and $7.50 without a Shopper’s card.
So, while fees start at $3, they can be up to $7.50.
3. City Market
- Fee: Varies by location
City Market has 35 retail stores in the United States. You can find City Market stores in Colorado, Wyoming, and Ohio. It is owned by Kroger. So, you can cash checks at the Money Services center and expect to pay anywhere from $3 to $7.50 to cash a check.
Types of checks you can cash include child support checks, payroll checks, insurance settlement checks, government checks, tax refund checks, and business checks. It does not accept personal checks.
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4. Dillons
- Fee: Starts at $3
Dillons is a grocery supermarket chain. It’s a subsidiary of Kroger. There are 94 Dillons locations.
You can cash a variety of different checks at Dillions, such as payroll checks, income tax refund checks, insurance settlement checks, government checks, and business checks.
Dillons does not cash personal checks. Dillons’ check cashing limit is $5,000, which is one of the highest on the list. It costs $3 to $7.50 to cash a check at the store.
5. Food 4 Less
- Fee: Starts at $3
There are 102 Food 4 Less locations in the United States. Food 4 Less has stores in California, Illinois, and Indiana. Food 4 Less is a subsidiary of Kroger.
It’s another store operated by Kroger that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, government checks, tax refund checks, insurance settlement checks, and business checks.
6. Foods Co
- Fee: Starts at $3
Foods Co is a grocery store company that has 20 stores in California. It’s owned by Kroger. You can cash checks at the Money Services center and expect to pay anywhere from $3 to $7.50 to cash a check. Types of checks you can cash include child support checks, payroll checks, and business checks. It does not accept personal checks.
7. Food City
- Fee: $3
Food City is a supermarket chain with more than 132 locations. It will cash lots of different types of checks, including:
- Payroll checks
- Rebate checks
- Stimulus checks
- Government checks
Its check cashing limit is $1,000 with a $3 fee. If you need to cash a check late at night or early in the morning, Food City is a good option as many of its stores are open from 6 a.m. until midnight.
8. Food Lion
- Fee: Varies by state
There are 1,110 Food Lion retail stores in the United States. You can find Food Lion stores in the following states:
- North Carolina
- Virginia
- South Carolina
- Maryland
- Georgia
- Tennessee
- Delaware
- West Virginia
- Pennsylvania
- Kentucky
You can cash personal, government, rebate, tax refund, and U.S. Traveler’s checks up to $500, and payroll checks up to $1,000.
9. Fred Meyer
- Fee: Starts at $3
Fred Meyer has more than 130 stores throughout the country, mostly in Washington, but also in Alaska, California, Idaho, and Oregon. It is a subsidiary of Kroger. You can cash a variety of different checks at Fred Meyer including:
- Government checks
- Payroll checks
- Tax refund checks
- Insurance settlement checks
- Business checks
Its check cashing limit is $5,000, which is one of the highest amounts on the list. Like with other Kroger subsidiaries, fees start at $3 but can be as much as $7.50 depending on the value of the check and the location you’re cashing it at.
10. Fry’s Food Stores
- Fee: Starts at $3
There are 126 Fry’s Food and Drug retail stores in the United States. Fry’s Food Stores, which is a subsidiary of Kroger, has stores in Arizona.
It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, government checks, tax refund checks, insurance settlement checks, and business checks.
11. Gerbes
- Fee: Starts at $3
Gerbes is a store that’s operated by Kroger, and its stores can be found in Mid-Missouri. You can cash checks at the Money Services center. It costs anywhere from $3 to $7.50 to cash a check there. Types of checks you can cash include child support checks, payroll checks, and business checks. It does not accept personal checks.
12. Giant Eagle
- Fee: Varies by store and check type amount. No fee for child support checks.
Giant Eagle has more than 216 supermarkets throughout Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. You can cash the following types of checks at Giant Eagle:
- Personal checks
- Payroll checks
- Government checks
- Traveler’s checks
You need a Giant Eagle Advantage card to cash a check at the store.
13. Giant Food
- Fee: Varies by location
Giant Food is a supermarket, and it has a pharmacy. There are 166 Giant Food Stores in Washington DC, Delaware, Maryland, and Virginia. You can cash checks there. The types of checks you can cash at Giant Food vary from store to store.
14. H-E-B
- Fee: $3 for checks up to $3,000. Fees vary for larger checks.
H-E-B is a grocery store chain with more than 340 stores throughout Texas and Northeast Mexico. You can cash government, payroll, dividend, and insurance checks at H-E-B.
15. Hannaford
- Fee: Varies by location. Cashing pension checks is free for customers over 60.
Hannaford is a supermarket that has more than 180 stores in New England and New York. You can cash government checks, payroll checks, and pension checks that are considered regular income at Hannaford.
16. Harris Teeter
- Fee: Starts at $3
Harris Teeter is an American supermarket chain that operates 261 stores in seven South Atlantic states and the District of Columbia.
Harris Teeter is owned by Kroger, and like many Kroger subsidiaries, it has a Money Services center where you can cash checks. Fees vary from $3 to $4 for checks up to $2,000 if you have a Shopper Card and are $4.50 without a Shopper’s card.
Fees, with a Shopper’s Card, for checks between $2,000.01 and $5,000 are $5.50 to $7. Without a Shopper’s card, fees for checks between $2,000.01 and $5,000 are $7.50.
17. Homeland
- Fee: 2%
Homeland is a supermarket chain that operates 79 supermarkets in Oklahoma, Kansas, Georgia, and Texas. You can cash payroll checks at all Homeland stores. There’s a 2% fee, but 1% is instantly rebated back to you in the form of a paper coupon for a discount on your next order of $15 or more.
18. Hy-Vee
- Fee: $2 to $6 per transaction
Hy-Vee operates more than 240 retail stores in the Midwest. This includes Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin. Some Hy-Vee locations cash checks.
At the stores that do provide a check-cashing service, the limits range from $2,000 to $5,000.
Some Hy-Vee stores are open 24-hours, and therefore they offer 24-hour check cashing services.
19. Ingles
- Fee: Varies by location
Ingles is a supermarket chain that has 198 stores in Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. You can cash personal checks and payroll checks at Ingles. You need to have an Ingles Advantage Card to cash a check.
20. Jay C Food Stores
- Fee: Starts at $3
Jay C Food Stores is a supermarket chain that operates 64 stores in Southern Indiana. It is a subsidiary of Kroger.
You can cash checks at the Money Services center. Fees range from $3 to $7.50. At the Money Center, you can cash a variety of checks, such as child support checks, payroll checks, and business checks. It does not accept personal checks.
21. King Soopers
- Fee: Starts at $3
King Soopers has 118 locations, most of which are in Colorado, and some in Wyoming. King Sooper is operated by Kroger and has the same check policy as other Kroger-owned stores. So, you can expect to pay anywhere from $3 to $7.50 to cash a check at King Soopers. Types of checks you can cash include payroll checks, and business checks. It does not accept personal checks.
22. Kroger
- Fee: Starts at $3
Kroger has more than 2,800 stores in 35 states. Kroger stores have a Money Services center where you can cash checks. Fees are between $3 and $7.50 per check depending on the check’s value and whether or not you have a Shopper’s card. At Kroger, you can cash payroll, insurance settlement, government, tax refunds, and business checks. You cannot cash personal checks at Kroger.
23. Mariano’s
- Fee: Starts at $3
Marino’s is a grocery store that operates 45 stores in Illinois. It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, and business checks. It does not accept personal checks.
24. Metro Market
- Fee: Starts at $3
There are 21 Metro Market stores in Wisconsin. Metro Market is operated by Kroger, so you can cash checks for between $3 and $7.50 at the store. Checks you can cash include child support checks, payroll checks, and business checks.
25. Pay Less Super Markets
- Fee: Starts at $3
Pay Less Super Markets is a chain of supermarkets based in Indiana. It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, and business checks.
26. Pick ‘n Save
- Fee: Starts at $3
Pick ‘n Save is a grocery store that’s operated by Kroger. There are 84 Pick ‘n Save stores in Wisconsin. It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, and business checks.
27. Publix
- Fee: Varies by location
There are more than 1,286 Publix stores throughout the Southern United States. You’ll find Publix stores in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.
You can cash personal checks and payroll checks at Publix.
28. QFC
- Fee: Starts at $3
Quality Food Centers, or QFC, is a supermarket chain that’s operated by Kroger. There are 50 QFC stores in Oregon and Washington. You can cash child support checks, payroll checks, and business checks at the store with Money Services. Fees vary from $3 to $7.50.
29. Ralphs
- Fee: Starts at $3
Ralphs is a subsidiary of Kroger. There are 189 Ralphs stores in Southern California. Ralphs has the same check policy as other Kroger-owned stores. So, you can cash checks at the Money Services center, and expect to pay anywhere from $3 to $7.50 to cash a check. Types of checks you can cash include child support checks, payroll checks, and business checks. It does not accept personal checks.
30. Safeway
- Fee: $2.25 per $200
There are more than 904 Safeway stores throughout the country. You can cash payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refund checks at Safeway. There’s a limit of $1,500, and it charges a fee of $2.25 per $200.
31. Shaw’s
- Fee: Varies by location
Shaw’s operates 150 stores throughout New England. The company is owned by Albertsons. You can cash personal and payroll checks at the store. Policies are set by individual stores.
32. ShopRite
- Fee: Varies by location
ShopRite is a supermarket that has 321 stores in six states. You can find ShopRite stores in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania. Services vary by location, but some stores do offer check cashing. At some ShopRite stores, you can cash payroll checks and government checks.
33. Smith’s Food and Drug
- Fee: Starts at $3
Smith’s Food and Drug is a supermarket chain that’s owned by Kroger. There are 144 Smith’s Food and Drug retail stores in the United States. You can find Smith’s stores in Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming.
It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. Types of checks you can cash include child support checks, payroll checks, and business checks.
34. Stop & Shop
- Fee: $0.50
Stop & Shop operates more than 400 stores throughout New York, New England, and New Jersey. You can cash a check at Stop & Shop. To cash a check at Stop & Shop, you will need to join the store’s rewards program, which is called GO Rewards, and complete a check cashing application at your local store. You can cash checks of up to $500 for a fee of $0.40. You can cash payroll and government checks at Stop & Shop.
35. Tops Friendly Markets
- Fee: $1
Tops Friendly Markets operates 160 full-service supermarkets, which includes five operated by franchisees under the Tops banner, along with 59 fuel stations.
It has stores in New York, Pennsylvania, and Vermont. You can cash payroll government and stimulus checks at some Tops Friendly Markets stores.
The store charges just $1 and there’s a $500 limit.
36. Vons
- Fee: Varies by location
Another grocery store that cashes checks is Vons. It’s a supermarket that has more than 325 locations in Southern California and Southern Nevada. It cashes personal checks and payroll checks, typically, but policies are set by individual stores.
37. Walmart
- Fee: Starts at $3
Walmart has 4,743 stores across the county. The store will cash a variety of check types, including:
- Stimulus checks
- Government
- Tax
- Cashier’s
- 401k and retirement distributions
- Insurance settlements
- Two-party personal checks
It will cash checks up to $5,000. The fees are $4 for a $1,000 check and $8 for up to $5,000.
38. WinCo Foods
- Fee: Starts at $5
There are 131 WinCo Foods stores in Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. You can cash the following types of checks at WinCo Foods:
- Two-party checks
- Insurance settlement checks
- Manually written payroll checks
- Finance loan checks
- Deposit slip money order
The store charges a fee of $5 for checks up to $500 and $10 for checks higher than that.
39. Wegmans
- Fee: Free for Shoppers Club cardholders
Wegmans is a regional supermarket chain with 109 stores: 48 in New York, 18 in Pennsylvania, nine in New Jersey, 14 in Virginia, eight in Maryland, six in Massachusetts, four in North Carolina, one in Washington, D.C., and one in Delaware. You can cash personal checks there.
40. Winn-Dixie
- Fee: $3.50
Winn-Dixie has around 500 stores in Florida, Alabama, Louisiana, Georgia, and Mississippi. The types of checks you can cash at Winn-Dixie vary. Most locations will only cash electronically signed payroll checks of up to $500. There’s a fee of $3.50.
Closing Thoughts
There are many grocery stores that cash checks, such as Walmart, Wegmans, Albertsons, Publix, and Kroger.
This is really convenient since you can also pick up groceries, purchase a money order, and get access to lots of other handy products and services while you’re cashing a check at the grocery store.
